Hi David - Also ex-Uber and true re: multi-apping. Re: benefits - there are several conversations happening re: company-sponsored benefits at the state level, but companies won't contribute without safe harbor protection re: independent contractor classification. Unions don't want this - so there's an impasse. We're working on the administration of portable benefits at IndyHub: https://www.theindyhub.com/. Happy to share more if of interest.